Committed and proficient microfinance banking expert with over 25 years’ experience setting up microfinance banking structures, achieving steady organic growth for finance companies, increasing revenue, establishing finance and operational processes and supervising staff in Africa and Asia. Thomas has overseen the design and turnaround of LOLC’s multimillion microfinance investment operations in Nigeria. In addition, he has overseen the management of eight finance branches worth over US$90 Million in Asia. Areas of expertise include credit and financial analysis, personnel management, portfolio management, Information Technology for banking and development, business analytics, and channel management. He is an Associate Member of the Institute of Bankers of Sri Lanka (AIB). He holds Master of Business Administration, Commonwealth Executive MBA, with The Open University of Sri Lanka.